3 Ways to Improve Your Credit Score

Growing up, “credit card” was a forbidden word. We were the “Let’s put these Christmas gifts on layaway,” type of household, not the “Just charge it all to my American Express” type, if you catch my drift. Credit cards were assumed to only be used by the rich: people who could pay it off in time…

Budgeting 101

piggy bank for budget bible website

Let’s face it: no one wants to be told how to spend their own money. After all, it belongs to you. You worked hard for it. I completely understand.   With that said, not everyone is gifted in healthy money management. What may be a temptation to spend for one person may not be the…

Introduction to Budgeting

wallet and money for budgeting

In the beginning....you had money. You received the paycheck (or direct deposit), saw that everything added up correctly, and deemed it good. And then you said "Let me buy this, that, and the other." And before you knew it, there wasn't enough left for necessities. Stress and debt followed, and it became a pattern, then…

How to Travel the World on a Budget

passport and dominican pesos while traveling on a budget

Get out. No, seriously, get out: out of your house, out of your mentality, out of your comfort zone. Go from "existing" to actually "living."   There's an entire world outside your window. Being exposed to different environments, languages, cultures, customs, and ethnicities is an unexplainable yet remarkable feeling. Many people never visualize themselves traveling…

How to Save At Least $6000 Each Year

how to save money each year

Is it just me, or are all of these “how-to” articles sounding pretty redundant? You know, with the clickbait title, strikingly attractive yet unrelated photo, and a list of things to “possibly” do that just “may” help you “almost” come close to doing what they said you’ll do? I don’t have time for that, and…

How To Enjoy Being Single

The irony in being single is once you announce it, people react like it’s a disease:   “I’m single.” “What? Really? How?!” (point noted)   More often than not, people confuse being alone, with being lonely. Alone and lonely aren’t synonyms. Truth be told, there are plenty of people who enjoy their solitude, and unfortunately,…

Delayed Opportunities

delayed opportunities post by ashley amor

Remember when you were a kid, that time you asked your parents, "Can I drive?" Their answer was the obvious, "No." (Or a loud, obnoxious laughter in place of an answer, if you had a dad like mine.) Although hurtful, receiving a "no" was actually a good thing. Our parents, as harsh as as their…